Discussion about Peer-to-Peer Lenders

“Time at employer of 1 year, is boarding, earning 140k and it being packaged as a D rated loan - should have been enough to deter you. lol, many of us have a sizeable chunk in so its not worthwhile to read individual loans, we trust harmonies algorithms to correctly assess each loan. It comes down to how much is your time...”

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“Not a pretty picture, increasing risk and diminishing returns in a goldilocks economy - RAR falling, 15% fees, 22% arrears, 25% tax approx. Looks like screening not stringent enough at Harmoney....”

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“Why don't any P2P companies allow opening joint accounts just like a bank does? It would be so convenient for mum and dad investors. Can Mr. JB@Squirrel throw some light on this? Thanks in advance....”

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“http://www.scoop.co.nz/stories/BU1711/S00861/fma-publishes-first-peer-to-peer-crowdfunding-returns.htm?utm_source=ST&utm_medium=email&utm_campaign=ShareTrader+AM+Update+for+Tuesday+28+November+2017 Interesting Overall picture...”

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“Well I guess @joker. myself and others all just got the update Email from LC. Loan Written off & NO Loss of Capital. Well completed and well done to LC. That's good news Saamee. I didn't get the email but I assume that's because I wasn't invested in the loan. Cheers...”

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“Presumably the borrower has defaulted on the loan, therefore why was there no loss of capital ?? LC takes SECURITY on EVERY Loan :)...”

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“Just logged on to zagga!! It's just the old LendMe website with the same loan(s) still there - just a relaunch rename :(...”

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“Maybe the name of this Thread needs to be changed to keep up? By who ever has the authority....”

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