Discussion about Peer-to-Peer Lenders

“Anyone else had an email from Harmoney asking for explanation (and proof) of how your investment was financed? Short of a forensic analysis of the last 30+ years of my financial life I am stumped on how to proceed! Yes, I received one. A real pain in the ass to reply... Quite a bit of tooing and froing. It is all courtesy...”

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“I'm in the process of opening a new account with Harmoney, and that's one of the questions in the application form, and I'm guessing they won't be ignoring it if I don't offer a satisfactory explanation for fear of the FMA. I'm going to use a recently expired Term Deposit as evidence of "wealth". They haven't asked that...”

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“Anyone having any luck at all with Squirrel recently? The loan volume appears to have collapsed, even more so than Harmoney. I wonder if loan volume has dropped as a result of the fall in house sales and as a result of drop in loan demand more generally. It would be interesting to see if bank lending has fallen too. Also...”

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“Anyone having any luck at all with Squirrel recently? The loan volume appears to have collapsed, even more so than Harmoney. Yep hard to get any money loaned out for 2-3 yrs for over 6.5%....”

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“Has anyone else noticed a mid month change in the LC RAR's? This morning mine are different ( higher! ) than at on the 01st of the month... Saamee, how do you see your RARs on the LC website? And also arrears. I must be blind or something... Actually I only joined last month so perhaps it doesn't show anything...”

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“Has anyone else noticed a mid month change in the LC RAR's? This morning mine are different ( higher! ) than at on the 01st of the month... I don't track this from day to day, so didn't notice any change. But my arrears this week were much higher....”

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“Just logged on to zagga!! It's just the old LendMe website with the same loan(s) still there - just a relaunch rename :(...”

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“Maybe the name of this Thread needs to be changed to keep up? By who ever has the authority....”

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