Discussion about Peer-to-Peer Lenders

“Mine is 8.9% Harmoney's RAR formula looks to be reasonably sound but doesn't seem to allow for the "dead time" between the time the borrower pays Harmoney and when Harmoney credits the money to your account. Also, it's not the whole difference, but the figures you've calculated are after tax but Harmoney's RAR figure is...”

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“IMO the only way you can work out your actual growth is get your balance one year ago and compare it with today's balance. Of course you'll need to add up funding available, in funding and outstanding principle but if you do, I think you may be shocked by your actual growth, mine is about 7.5% compared with a RAR of almost...”

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“There is now 93k for 5 years awaiting funding if anyone is interested....”

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“Had a loan repay in full yesterday about 9 months into a 3 year term. Was able to reinvest immediately so no worries. It actually makes sense to me that people borrowing in this way would knock the loan on the head as circumstances allowed. Main thing is to get the rate of interest on the money invested and be able to roll...”

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View all posts about Squirrel Money on ShareTrader.co.nz »


“The software update fixed it. I just got in on the $5k B2 without the software running though; quick fingers logging in when the email arrived. It had gone within 30 seconds. I've enabled the software to see if it gets any of the loans. According to the activity log it's only checking every 1-2 minutes and the majority...”

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“It's installed and will open but it won't let me enter a username or password, giving me the exclamation mark like there's nothing in the field. I don't think I'm running anything odd - the computer is only 2 weeks old and just has mostly standard software on it (M$, browsers, Adobe CS). I'll get round to sending a support...”

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“Just logged on to zagga!! It's just the old LendMe website with the same loan(s) still there - just a relaunch rename :(...”

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“Maybe the name of this Thread needs to be changed to keep up? By who ever has the authority....”

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